Commercial Underwriting Guidelines
Commercial financing is underwritten on a case by case basis in Tulsa and every commercial loan application is unique and evaluated on its own merits, but there are a few common criteria our mortgage brokers at Southern Hills Mortgage, Inc. look for in commercial loan packages. First we complete a financial analysis. This analysis includes an evaluation of the debt coverage ratio. The DCR is your monthly debt compared to your monthly income. Second we will look at your credit worthiness. This portion of the analysis will look at past financial records for the business and may include personal financial history in some cases. Finally the condition of the property is examined. All of the above factors will influence your ability to secure a commercial loan in Tulsa. Our brokers will walk you through every step. Contact Southern Hills Mortgage, Inc. and our Tulsa commercial mortgage brokers will provide more information on commercial loans in Tulsa.
We Help First Time Home Buyers
First time home buyers often find themselves overwhelmed by the mortgage process when purchasing their first Tulsa home. This is why at Southern Hills Mortgage we offer special mortgage programs to first time buyers. These programs usually offer lower interest rates, lower down payments, or reduced taxes. These special loan programs combined with the guidance of our experienced Tulsa mortgage lenders at Southern Hills Mortgage will make your first home buying experience effortless.
Tulsa Real Estate Information
At Southern Hills Mortgage we offer real estate information in Tulsa and many nearby cities. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 918.622.1709
